Tips and guides

Number plate scams are on the increase. From cloned cars to history checks, here are some top tips from Rias to help you stay clear of number plate fraudsters.

Although personal contract hire (PCH) has become a more mainstream route for getting behind the wheel of a new car in the UK in recent years, many private motorists still take the traditional approach, trading their ‘old’ car against the price of a ‘new’ one in an arrangement called part exchange.

Winter is a burglar’s favourite time of year. One in ten burglary claims by Rias home insurance customers in 2015 happened in November*. Dark evenings make it easier for burglars to break in without being noticed, and when lights are off empty homes are easier to spot. Christmas shopping means many houses are stuffed with attractive goods that are easy to sell quickly - jewellery, cash and electronics are the most stolen items. Burglary can be incredibly distressing to go through, and leave you feeling very vulnerable in your own home. Richard Taylor, reformed thief and star of Channel 5’s ‘It Takes a Thief To Catch a Thief’, agrees.

Being burgled is a terrible experience, and though it’s not possible to make your home 100% burglar proof, there’s a lot you can do to make it as secure as possible. Here are some basic security tips to help you protect your home. Some of the tips may be necessary conditions to help you qualify for our home insurance.

Very few people would admit to liking cold weather. Many of us prefer to be inside our cosy homes when it’s cold, wet or windy outside- this is particularly true for older people who are more vulnerable to cold temperatures.

This year, for the first time, the Association of British Insurers (ABI) published industry-wide claims figures, following analysis of claims made during 2013 and 2014. Results showed a proportion of claims were unsuccessful due to the complexity of policies and the lack of knowledge policyholders have around the process of making a claim. In the unfortunate event that you need to call your insurance company to make a claim, there are a number of things you need to know to save time and effort. Following these 10 tips will help ensure your claims experience is easy and stress-free.